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How dumbmoney Works
The home of reflection tokens on Solana. Launch tokens where holders automatically earn on every trade.
Overview
DumbMoney is a token launchpad built on Solana's Token-2022 standard. Every token launched has built-in reflection and burn mechanics — holders automatically earn a share of trading fees, and tokens are deflationary through burns.
Tokens start on a bonding curve and automatically graduate to Raydium when the bonding curve fills with 45 SOL. After graduation, reflections and burns continue forever on every trade.
Token Lifecycle
1
Launch (Free)
Anyone can launch a token for free. The creator sets:
- Reflection % — share of each trade distributed to holders (1-10%)
- Burn % — share of each trade permanently burned (1-5%)
- Creator Fee % — creator's cut of the reflection pool (0-5%)
Token creation is free. A small fee (0.02 SOL) is charged on the first buy.
2
Bonding Curve
800M tokens (80% of supply) are sold through a bonding curve with virtual liquidity. During this phase:
- Buys and sells happen through the DumbMoney contract
- Reflections are paid in SOL (from buy and sell fees)
- Anti-sniper protection: 0.5 SOL max buy + 30s cooldown in first 5 minutes
3
Graduation (45 SOL)
When the bonding curve fills with 45 SOL, the token automatically graduates:
- Liquidity is deposited into a Raydium CPMM pool
- LP tokens are calculated to match the bonding curve exit price (price continuity)
- Mint authority is permanently revoked (non-mintable)
- Token trades freely on Raydium, Jupiter, and all Solana DEXs
4
Post-Graduation (Forever)
After graduation, reflections and burns continue forever:
- Token-2022's TransferFeeConfig automatically withholds fees on every transfer
- This works on ALL trades — Raydium, Jupiter, direct transfers, everything
- Withheld fees are distributed to holders through a permissionless crank
- Burns reduce total supply over time (deflationary)
Security
- ✓Mint authority revoked — after graduation, no new tokens can ever be minted
- ✓Anti-sniper protection — max buy limit and cooldown during first 5 minutes
- ✓Permissionless reflections — no central server dependency, anyone can crank
- ✓Automatic graduation — liquidity moves to Raydium at 45 SOL, no admin action needed
- ✓Token-2022 standard — built on Solana's official token extension program
Fee Breakdown
| Fee | Who Sets It | Range | Where It Goes |
|---|---|---|---|
| Platform Fee | Protocol | 1% | Protocol fee vault |
| Reflection Fee | Creator | 1-10% | All token holders (proportional) |
| Burn Fee | Creator | 1-5% | Burned (removed from supply) |
| Creator Fee | Creator | 0-5% | Creator wallet (from reflection pool) |
| Crank Reward | Protocol | 1% | Whoever triggers distribution |
Total transfer fee cannot exceed 20%. The crank reward is 1% of the reflection portion (not on top of total fees).
Built on Solana Token-2022